Terms of Service

1. Acceptance of Terms

By accessing and using CalcForFinance.com (the "Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

CalcForFinance.com provides online financial calculators and educational content for informational purposes only. The Service is not intended to provide financial, investment, or tax advice.

3. User Responsibilities

You agree to:

• Provide accurate and complete information when using our calculators
• Use the Service for lawful purposes only
• Not attempt to gain unauthorized access to any portion of the Service
• Not interfere with or disrupt the Service or servers or networks connected to the Service

4. Intellectual Property

The content, organization, graphics, design, compilation, and other matters related to the Service are protected under applicable copyrights, trademarks, and other proprietary rights. Copying, redistributing, use or publication by you of any such matters or any part of the Service is strictly prohibited without our express prior written permission.

5. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. CalcForFinance.com expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

6. Limitation of Liability

CalcForFinance.com shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages resulting from your use of or inability to use the Service. This includes, but is not limited to, damages for errors, omissions, interruptions, defects, delays, computer viruses, loss of data, unauthorized access to or alteration of your transmissions or data, and other tangible and intangible losses.

7. Indemnification

You agree to indemnify, defend and hold harmless CalcForFinance.com, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Service, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

8. External Links

The Service may contain links to external sites that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

9. Changes to Terms

CalcForFinance.com reserves the right, in its sole discretion, to change the Terms under which the Service is offered. The most current version of the Terms will supersede all previous versions. We encourage you to periodically review the Terms to stay informed of our updates.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

11. Dispute Resolution

Any dispute arising from or relating to the subject matter of this Agreement shall be finally settled by arbitration in [Your Jurisdiction], using the English language in accordance with the Arbitration Rules and Procedures of [Arbitration Organization] then in effect, by one commercial arbitrator with substantial experience in resolving intellectual property and commercial contract disputes.

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

13. Contact Information

If you have any questions about these Terms, please contact us at hello@calcforfinance.com.