Privacy Policy

1. Introduction

At CalcForFinance.com, we are deeply committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices concerning the collection, use, and protection of data when you use our financial calculators and services. We want you to feel confident that your privacy is respected and protected while using our tools.

2. Data Collection and Processing

2.1 Local Processing and No Data Storage

We want to emphasize that all calculations and data processing occur locally in your browser. This means:

• No Data Transmission: The financial information you input into our calculators is never transmitted to our servers or any third-party servers.
• No Data Storage: We do not store any of the financial data or personal information you enter into our calculators. Once you close or refresh the page, the data is cleared from your browser's memory.
• Local Calculations: All calculations are performed entirely within your web browser, ensuring that your sensitive financial information remains on your device.

2.2 Anonymous Analytics

To improve our services and understand how our calculators are being used, we collect some anonymous analytics data. It's important to note:

• Anonymized Data: All analytics data is completely anonymized. We cannot identify individual users or see any of the information you input into the calculators.
• Usage Metrics: We collect general, non-personal information such as:
  • Which calculators are being used
  • Time spent on each calculator
  • General geographic location (country level only)
  • Device type and browser information
• No Personal Data: We never collect, see, or store any personal or financial information you enter into our calculators.

2.3 Cookies and Local Storage

We use cookies and local storage for the following purposes:

• Preferences: To remember your preferences, such as currency selection, for a better user experience.
• Analytics: To collect anonymous usage data as described above.
• Functionality: To enable certain features of our calculators.

These are all processed locally and do not contain any personal or financial information.

3. Use of Information

The anonymous analytics data we collect is used solely for the following purposes:

• Improving the functionality and user experience of our calculators
• Identifying which calculators are most useful to our users
• Understanding general usage patterns to guide our development efforts
• Detecting and addressing technical issues
• Enhancing the overall performance of our website

We want to stress that we never use this data for any form of individual user profiling or targeted advertising.

4. Data Security

Although we don't collect or store personal data, we still implement robust security measures to protect our website and users:

• HTTPS Encryption: All traffic between your browser and our servers is encrypted using SSL/TLS protocols.
• Regular Security Audits: We conduct regular security audits of our systems to identify and address potential vulnerabilities.
• Limited Access: Access to our analytics data is strictly limited to authorized personnel only.
• Data Minimization: We collect only the minimum amount of data necessary to improve our services.
• No Data Retention: Since we don't store your personal or financial data, there's no risk of it being compromised on our end.

5. Third-Party Services

We use a minimal number of third-party services to operate our website:

• Vercel: For hosting our website and providing basic analytics. Their privacy policy can be found at https://vercel.com/legal/privacy-policy.
• Google Analytics: For website usage statistics. Their privacy policy can be found at https://policies.google.com/privacy.
• Microsoft Clarity: For capturing how you use and interact with our website through behavioral metrics, heatmaps, and session replay. Their privacy statement can be found at https://privacy.microsoft.com/en-us/privacystatement.

These services may collect anonymous usage data according to their own privacy policies. We encourage you to review their policies for more information.

6. Your Rights and Choices

While we don't collect personal data, you still have control over your privacy when using our site:

• Browser Settings: You can use your browser's privacy settings to control cookies and local storage.
• Do Not Track: We honor Do Not Track (DNT) signals from your browser.
• Opt-out of Analytics: You can opt-out of Google Analytics by using their browser add-on.
• Clear Local Data: You can clear your browser's local storage and cookies at any time to remove any locally stored preferences.
• Use Incognito/Private Mode: Using your browser's private mode will prevent any local storage of data.

7. Children's Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect or solicit personal information from children. If you believe we have inadvertently collected such information, please contact us so we can promptly remove it.

8. Changes to This Policy

We may update our Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your privacy.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please don't hesitate to contact us through our website.

We are committed to addressing any questions or concerns you may have about our privacy practices promptly and transparently.